“I really need to start saving. By the middle of every month, my bank balance goes to zero”
“My credit card always seems to be in negative balance. It’s a struggle to save any money in this city.”
“Wow! I have sent so much in just a few days. The salary day is still more than 20 days away. I wonder how we will survive until then.”
I am sure you all may have heard or exclaimed any of the above and more at different times of your life anywhere across the world. The cost of living in most of the big cities is definitely rising as the years pass by. Due to the economic slowdown in many parts of the planet, the salaries and the availability of jobs is surely not rising as fast. But is it still so difficult to save a ‘decent’ amount per month?